What Are the Medical Costs Associated with Pregnancy and Giving Birth?

May 16, 2023 | Categories: Personal Finance, Pregnancy & Parenting

From prenatal care to delivery, we outline the average medical costs associated with pregnancy and childbirth, including tips on reducing them.

You have probably heard that having a baby costs a lot of money, but have you ever considered the breakdown of the costs of pregnancy, including how much it costs to give birth? The prices vary depending on whether you have health insurance, coverage, out-of-pocket costs, and where you live in the United States.

Whether you’ve been saving up for your bundle of joy or your pregnancy was a surprise, most future parents, even those with excellent health insurance plans, will have to shell out some money and likely face a few unexpected expenses throughout the pregnancy. To help you best prepare, talk to your health insurance provider first to learn what you can do to save.

Here, we will cover facts and stats you should know so you can better understand how much it costs to have a baby.

Prenatal Care

• Laboratory tests
• Ultrasounds and sonograms
• Additional pregnancy costs

Childbirth: Delivery Costs

• Vaginal delivery
• Cesarean delivery
• IVF and pregnancy

How Pregnancy Complications Can Impact Cost

While unfortunate, several complications can arise throughout a woman’s pregnancy, during birth, and postpartum.

Costly pregnancy complications may include:

• Hypertensive disorders of pregnancy
• Gestational diabetes
• Pregnancy complications
• Preterm birth, developmental disorders, and respiratory distress in babies
• Delivery complications
• Maternal mental health conditions

To learn how to cut costs and save money during pregnancy, visit CareCredit and read the article.

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